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No one likes to think about the possibility of a fire in their home, but this is one situation where it definitely pays to be prepared. This is especially true if you have children or pets in your home. Read on to learn how to develop a fire safety...

It's easy to forget about your tires when it comes to vehicle safety. But with winter weather already in many parts of the country, tires are an important aspect you should keep in mind.

Your tires can be the difference between a safe trip and a disastrous...

Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew to form. This can pose a serious health risk...

Drafty windows. Leaky faucets. Dirty air filters.

All are common issues in homes across the country, and they’re not just annoying—they also cost you money in decreased energy efficiency and higher bills.

The U.S. Environmental Protection Agency’s Energy Star program estimates that homeowners can save 5% to 30% on annual...

Smoke and carbon monoxide detectors are essential for any home, so you should ensure that your house is equipped with them. You should have detectors in the main living areas on each floor, including in every bedroom and the kitchen. This way, you'll be able to identify problems in...

Danger-Prone-Doug: #riskmanagement Food for Thought

Have you ever wondered if some people are inherently "danger prone?"

I seem to have some sort of “sense” about trouble ahead, which serves me well as a mom of six children. I've always been able to magically see what others may not...

Water damage can be disastrous to your home. Imagine discovering that your entire basement is filled with brown water and sewage from a backed-up water main or other pipe. It’s not only disgusting and potentially dangerous, it’s also expensive. On average, most water backup claims cost $5,000-$10,000 to repair.

Water...

You may not give the windows on your home much thought, but they can actually make a big difference not just in your comfort level, but also in the value of your home. You'll have a wide range of options to choose from, so it is important to evaluate...

...any path will take you there...

Such is the case for exposure assessments! It is difficult to understand how volatile your business might be if you are unaware what's at risk.

In the realm of property (real and chattel), reducing your risk begins with identifying it and that starts with...

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference — and whether you’re handy or not, you can handle most of them yourself.

Don’t believe it? Just...